Applications 2018-03-11T15:58:04+00:00

Here are the applications required for establishing services with Zero Fee Commerce.


If you have any problems or questions please call 1-800-928-2237 for assistance.

Standard Credit Card Agreements

Fleet Cards

Program Guide Omaha 1904

Quick Reference Guides

Demo onePOS Software (91 MB download)
After downloading, please double-click the application and follow setup instructions.
The demo uses User ID 5 for a server, User ID 8 for a manager

Zero Fee Commerce is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Zero Fee Commerce serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • Prosper Fined $3M By SEC For Overstating Returns
    The Securities and Exchange Commission announced late last week that Prosper, the online lender, has agreed to pay a $3 million fine for misleading retail and other investors via statements it made. In a press release the SEC said it charged Prosper with “miscalculating and materially overstating annualized net returns to retail and other investors.â€� The […]
  • PayPal Eyes Credit To Monetize Venmo
    Venmo, the digital payments company, is reportedly considering launching credit cards as a way to profit from its large customer base. According to a report in The Wall Street Journal citing people familiar with the matter, executives at the company have been having talks with banks since the end of 2018 about issuing a Venmo-branded credit […]
  • Uber Lands $1B To Fund Advanced Technologies Unit
    Uber announced late last week that it landed a $1 billion investment from Toyota, DENSO and the SoftBank Vision Fund. On Twitter, Uber Chief Executive Dara Khosrowshahi announced the investment, saying the companies are jointly working toward “the future of mobility.â€�  In a press relase, the companies said they are investing $1 billion in Uber […]
  • Square Capital Expands SMB Loan Access To Third Parties
    Invoice2go and Square Capital announced late last week they inked a partnership in which Invoice2go customers can access funding from within the Invoice2go app. In a press release, the companies said the partnership marks the first time Square Capital, the small business loan program developed by Square, has inked a partnership in which customers get […]
  • Can A Poverty-Fighting Tool In Bhopal Work For Customers In Brooklyn?
    Microlending is a relatively simple concept that can be complicated to evaluate. The theory behind it, pioneered by Nobel Prize-winning economist Muhammad Yunus, is pretty straightforward. By accessing small loans at moderate interest rates, impoverished borrowers can invest in building small businesses, getting an education or making household improvements — and thus helping to remove their families […]
  • When Merchants Defraud Lenders
    Back when lenders used to visit the site of a merchant’s business, a “doctorâ€� once hired actors to play nurses and patients to give the illusion of a thriving medical practice when the lender came to check in on the business before financing it. The doctor’s office looked legitimate, it got funded and the fraudster […]
  • Small Businesses Rank Online Lenders More Transparent Than Big Banks
    When it comes to business loans, small businesses say online lenders are more transparent than big banks. Specifically, 15% of respondents to a Federal Reserve survey reported challenges with transparency experienced at big banks versus only 12% with online lenders. Small businesses also ranked big banks worse on credit decision wait times, application process difficulty, […]
  • Merchant Cash Advances Surpass Leasing As Goto Financing Option for Small Businesses
    Financing products sought (of those that applied for any kind of financing in 2018) More small business applied for merchant cash advances in 2018 than they did leasing, factoring, or equity investments. That’s according to a recent Federal Reserve study of small businesses with less than 500 employees. Nine percent of applicants applied for merchant […]
  • Direct Lending Investments Had Over 950 Investors
    Documents filed in a New York Supreme Court case by the receiver managing Direct Lending Investments (DLI), revealed that DLI had more than 950 investors worldwide with collective investments on the books totaling over $780 million. For those wondering what’s happened since word of the hedge fund’s shocking demise, Bradley D. Sharp of Development Specialists, […]
  • Online Loans You Can Take To The Bank
    This story appeared in deBanked’s Mar/Apr 2019 magazine issue. To receive copies in print, SUBSCRIBE FREE OnDeck, the reigning king of small business lending among U.S. financial technology companies, is sharpening its business strategies. Among its new initiatives: the company is launching an equipment-finance product this year, targeting loans of $5,000 to $100,000 with two-to-five […]