Applications 2018-03-11T15:58:04+00:00

Here are the applications required for establishing services with Zero Fee Commerce.


If you have any problems or questions please call 1-800-928-2237 for assistance.

Standard Credit Card Agreements

Fleet Cards

Program Guide Omaha 1904

Quick Reference Guides

Demo onePOS Software (91 MB download)
After downloading, please double-click the application and follow setup instructions.
The demo uses User ID 5 for a server, User ID 8 for a manager

Zero Fee Commerce is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Zero Fee Commerce serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • Google Pauses Facial Recognition Commercialization
    Google has vowed not to sell its facial recognition products until it can make sure the technology will not be abused. “Like many technologies with multiple uses, facial recognition merits careful consideration to ensure its use is aligned with our principles and values, and avoids abuse and harmful outcomes,â€� Kent Walker, senior vice president of […]
  • EMVCo Updates Protocol To Prevent CNP Fraud
    EMVCo, the global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions,  announced late last week that it published the EMV 3-D Secure Protocol and Core Functions Specification v2.2.0. In a press release, EMVCo said the specification has been updated to include enhancements that will better promote and optimized the consumer experience and […]
  • Amazon Overhauls Low-Margin Products In eCommerce Shift
    Amazon is making moves to get rid of items on its site known as CRaP, which is short for “Can’t Realize a Profit.â€� According to a report in The Wall Street Journal (WSJ), items such as bottled beverages or snack foods — which tend to be priced at $15 or less, are sold directly by Amazon and cost […]
  • Olympic Store Debuts On Tmall
    The International Olympic Committee (IOC) and Alibaba Group have announced the launch of the first-ever Olympic store on China’s Tmall. “We are delighted to launch our first Olympic store on Alibaba’s Tmall in China, one of the world’s largest eCommerce marketplaces,” said Timo Lumme, IOC TMS managing director, in a press release. “The launch was made […]
  • Workforce Solutions Give Charter Schools A Spending Lesson
    While some workers are stuck behind a desk or tucked away in a cubicle, others have to do their jobs from the field. However, when trips of field-based workers wrap up, they might regret not keeping better track of the mileage. If they fail to keep tabs on their mileage, these workers could struggle to […]
  • THE ABCs OF SBDCs
    This story appeared in deBanked’s Nov/Dec 2018 magazine issue. To receive copies in print, SUBSCRIBE FREE An often-overlooked national network of nearly a thousand Small Business Development Centers has the potential to help alternative funders cement relationships with existing clients and locate new ones. The centers, known as SBDCs, offer free or low-cost training and […]
  • Business That Left Merchant Cash Advance Companies Hanging is Under FBI Investigation
    In 2017, several judgments were issued in the New York Supreme Court against one Michael Willhoit, a resident and business owner in Springfield, Missouri. No lawsuits were filed, Willhoit had merely confessed judgment to nearly a half million dollars collectively. By the following summer, a visitor would come knocking on the door of Willhoit’s fully-customized […]
  • Bloomberg Reporter Wipes His Twitter Account After deBanked Story
    Hours after deBanked drew attention to a suspicious exchange on twitter between a senior editor at Bloomberg LP and a New York State Senator, one of the Bloomberg reporters behind the highly questionable merchant cash advance series took drastic action, he deleted every tweet he’s ever posted. The series of events began on Thursday when […]
  • deBanked’s “Ice Editionâ€�
    deBanked’s final issue of 2018 is in the mail. We’re calling it the ice edition because of how the cover’s colors came out. For November/December we cover the new legislation in California, what’s happening in New Jersey, and what may be still to come. In addition we tackle the concept of open banking, delve into […]
  • Ingo Money QuickConnect Allows for Push-to-Card Payments
    Lisa McFarland, Chief Product Officer, Ingo Money Yesterday, Ingo Money announced the launch of Ingo Money QuickConnect, a new solution that allows companies that issue payments – including loans – to disperse funds directly to a merchant’s debit card. Ingo Money has partnered with Visa Direct to facilitate these direct payments. This is the official […]