Founded in 2002, our Roots are in the Payments Industry.

Zero Fee Commerce is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants, sales organizations, financial institutions and government agencies. Zero Fee Commerce processes credit and debit cards, gift and stored value cards, check transactions, and ACH payments. Zero Fee Commerce serves the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor.

Zero Fee Commerce is committed to providing a high level of service for our customers. Our entire staff is dedicated to delivering our merchants unparalleled service. Specifically, there will always be a personalized agent to handle any issues. This is where Zero Fee Commerce’s  difference can be most notably experienced.

Our cutting edge technical knowledge allows us to work with complex payment processing environments; POS computer systems, multi-lane environments, and proprietary software programs. Additionally, our payment services may be transacted via satellite communication services and/ or internet communication services. Many times, Zero Fee Commerce is able to find solutions to complex situations and deliver solutions quickly and affordably.