Financial Institutions 2017-05-09T10:31:51+00:00

Bankers know customers will do business with the financial institutions that can deliver the products they need. Offering comprehensive banking products is becoming more and more essential. By offering credit card processing and payment services within your line of banking products, revenues are increased, deposits grow, and most of importantly, loyal relationships are built with your customers.

Partnering with Zero Fee Commerce makes sense

Flexible Solutions
Many times finding a solution to a complex or unusual processing scenario is not readily available. Zero Fee Commerce can offer the right processing solution for nearly any type of payment processing need. Your financial institution will be able to target markets other banks cannot. By leveraging the wide technical knowledge and resources of Zero Fee Commerce, the merchant accounts you will be able to place include c-store/petroleum, multi-lane grocery and retail, and proprietary software applications for hotels, restaurants and e-commerce merchants.

Sub-Prime Merchant Accounts
If your Bank is currently processing credit cards, but has to turn down certain merchant accounts, Zero Fee Commerce can help. Sub-prime customers can be placed with Zero Fee Commerce, with no risk of liability to your financial institution.

Outsourced Sales and Service
By leveraging Zero Fee Commerce sales force, your financial institution can increase its operating effectiveness and efficiency. Servicing merchants after the sale can be a cumbersome responsibility. Let Zero Fee Commerce become your sales and service solution.

Risk Management
Zero Fee Commerce offers both no liability and full liability merchant service programs to financial institution. Assessing the risk of merchant accounts can be difficult. Having the proper tools is essential. Zero Fee Commerce offers both external and internal risk management software solutions. Your financial institution will be able to define parameters for fraud detection, perform automated merchant account monitoring, and detailed transaction monitoring.

Private Label Programs
If having continuity in your products and services is important to your merchant services operation, Zero Fee Commerce can offer a private label solution for your financial institution. This includes branding of marketing materials and processing statements with your financials institutions name and logo.

Enhanced Reporting
Zero Fee Commerce offers comprehensive web-based reporting and account management tools for your financial institution and for your banking customers. Transaction reports, statements, and online ordering can be performed via the online management tools.

Zero Fee Commerce is a direct Visa® and MasterCard® credit card processor. We serve the payment needs for merchants and merchant associations. More
Zero Fee Commerce serves independent sales organizations. Our extensive knowledge, competitive pricing and cutting edge products equal more sales and higher margins for your sales office. More
Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • SCA Preparedness — A Fizzle In The Making?
    Call it the fizzle that might be felt across Europe – and beyond. Call it the corporate equivalent of deer in the headlights. Billions of transactions. Millions of merchants. And perhaps more than $100 billion in lost sales. That’s because Strong Customer Authentication (SCA) is on the way in September, but as has been seen […]
  • The Whole Paycheck Tracker: Bringing SNAP Recipients Into The Digital Fold
    While the race for the consumer’s whole paycheck between Walmart and Amazon was somewhat quieter this week than it has been in the for the last several weeks, things started picking up rather notably, and then rather dramatically toward the end. The big news of the week, the USDA’s decision to start officially moving forward […]
  • Elizabeth And James Rises Again At Kohl’s
    The Olsen twins’ fashion empire has had a rather twisty and turny path through the world of retail apparel. Their first entry was an eponymously named line for Walmart that launched in the early 2000’s. Their second major effort, a couture line called The Row (named for London’s Saville Row), was launched in 2006, and in […]
  • Why Tivoli Audio Is Trying To Make Brick-And-Mortar Retail Waves
    To let shoppers experience their products in person, brands are opening brick-in-mortar stores in major shopping destinations, even as major retailers are closing stores across the country. Tivoli Audio, which is a 19-year-old global brand, opened a 500-square-foot store on Boston’s famed Newbury Street in a brownstone. Paul DePasquale, the company’s chief executive, told PYMNTS […]
  • The Global Influence Of PSD2
    The Second Payment Services Directive (PSD2) is impacting the use of data for business and consumers around the globe, and the European eCommerce industry could be significantly affected by Strong Customer Authentication (SCA) noncompliance. In retail, merchants are increasingly turning their sights to resale commerce, and Livekick is bringing personal training to clients through its digital platform. All this, Today In Data.   Data: 2018: The […]
  • When Merchants Defraud Lenders
    Back when lenders used to visit the site of a merchant’s business, a “doctorâ€� once hired actors to play nurses and patients to give the illusion of a thriving medical practice when the lender came to check in on the business before financing it. The doctor’s office looked legitimate, it got funded and the fraudster […]
  • Small Businesses Rank Online Lenders More Transparent Than Big Banks
    When it comes to business loans, small businesses say online lenders are more transparent than big banks. Specifically, 15% of respondents to a Federal Reserve survey reported challenges with transparency experienced at big banks versus only 12% with online lenders. Small businesses also ranked big banks worse on credit decision wait times, application process difficulty, […]
  • Merchant Cash Advances Surpass Leasing As Goto Financing Option for Small Businesses
    Financing products sought (of those that applied for any kind of financing in 2018) More small business applied for merchant cash advances in 2018 than they did leasing, factoring, or equity investments. That’s according to a recent Federal Reserve study of small businesses with less than 500 employees. Nine percent of applicants applied for merchant […]
  • Direct Lending Investments Had Over 950 Investors
    Documents filed in a New York Supreme Court case by the receiver managing Direct Lending Investments (DLI), revealed that DLI had more than 950 investors worldwide with collective investments on the books totaling over $780 million. For those wondering what’s happened since word of the hedge fund’s shocking demise, Bradley D. Sharp of Development Specialists, […]
  • Online Loans You Can Take To The Bank
    This story appeared in deBanked’s Mar/Apr 2019 magazine issue. To receive copies in print, SUBSCRIBE FREE OnDeck, the reigning king of small business lending among U.S. financial technology companies, is sharpening its business strategies. Among its new initiatives: the company is launching an equipment-finance product this year, targeting loans of $5,000 to $100,000 with two-to-five […]